Sustainability Policy

In accordance with the Sustainable Finance Disclosure Regulation (‘SFDR’), we inform you that when providing advice on insurance-based investment products/investments, we do not assess, in addition to relevant financial risks, relevant sustainability risks as far this information is available in relation to the products proposed/advised on. This means that we do not assess environmental, social or governance events/conditions that, if they occur, could have a material negative impact on the value of the investment.

Considering Principal Adverse Impacts on sustainability factors in the advice:

When providing advice on insurance-based investment products (‘IBIPs’) or investment advice we do not consider the impacts of our advice that result in negative effects on sustainability factors (namely environmental, social and employee matters because:

As the area of the SFDR is new and evolving without sufficient information being currently available from all of the product providers with which we hold an agency, we do not currently assess in detail the adverse impact of investment decisions on suitability when providing investment or insurance advice.

The key product providers with which we engage have developed responsible investment as part of their investment philosophies and sustainability policies. However, detailed information on specific fund is not always available in order to allow us to make a full and proper assessment of their suitability in accordance with IDD and SFDR Regulations.

However, Weir Wealth Limited will ask you to indicate your sustainability objectives. We will make our best efforts to provide suitable and relevant information in relation to the products which we can offer based on the data currently available and discuss if our offerings are acceptable to you. If we cannot match products to your sustainability objectives, we will discuss an alternative approach with you. As further information on the approach being taken by product providers, and their internal/external fund managers, becomes available over the course of the next year, we will review our position.